About Ensurance UK

Knowledgeable, experienced and well respected team of underwriters and insurance professionals make up the Ensurance team. We are committed to offering excellent levels of service by giving you access to an experienced team who are empowered to make decisions designed to increase service, efficiency and profitability to all parties.

Through deployment of these principals plus the provision of access to market leading financially secure and exclusive capacity, we aim to be the preferred partner, within our chosen markets.

Tim James

Chief Executive Officer

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  • T 020 3941 7700

Tim began his career in Bristol 1998, and has predominately focused on the Construction and Engineering sector. Holding a number of positions over his career Tim has an extensive understanding of leadership and business development. He has been responsible for the management and development of UK and International insurance portfolios with specific focus on broker distribution in the UK and Republic of Ireland as well as responsibility for delivering and developing MGA strategies for EU, Australia and South Africa.

Timothy Cramphorn

Non-Executive Director

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  • T 0203 941 7700
  • M 07808 888800

A Chartered Director with over 45 years of insurance industry experience, Tim has previously held multiple director and non-executive director roles and currently holds directorships at several Lloyds and non-Lloyds insurance brokers and captive insurance companies in Guernsey. Tim’s extensive career includes roles as former Chair of the British Machinery Insurers Association and a committee member of the Insurance Institute of London Property Committee. His broad insurance experience spans the energy sector, professional indemnity, latent defects, liabilities, credit, and political risks and surety.

Alex Curme

Head of Finance

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  • T 0203 941 7715

Alex began his career in 2014, a financial professional with unique expertise in finance function operations of Insurance Brokers and Underwriters. Previously a Manager at Deloitte Alex specialised in the delivery of audit services to insurance intermediaries in both London and the wider UK market. His past experiences have allowed him to develop an extensive understanding of key controls and processes vital to the successful running of a finance operation. 

Andy Hogg

Lead Underwriter - Construction

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  • T 020 3941 7707
  • M 07852 617637

With nearly 30 years’ experience gained in the Construction & Engineering Insurance industry, Andy is well versed in the London and the UK Market principles and practices. Working with High Net Worth Individuals to Blue Chip Construction Companies, Single Projects to Global Annual coverages, including some of the UK’s biggest Building Projects in recent years ie; Wembley Stadium, Stratford 2012 London Olympic Venues, Kings Cross Station, Glasgow Commonwealth Games, 100 Bishopsgate to name but a few. Specialties: Construction Insurance, (Works In Progress, Contractors Plant, Hired In Plant and Public Liability Insurance), Contract Conditions, Non Negligence Insurance, Delay in Start Up Insurance. Andy is a dedicated and enthusiastic professional combining extensive experience in client services with a strong background in UK Construction Insurance Underwriting.

Phil Hancock

Lead Underwriter - International Construction & Engineering

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  • T 020 3941 7705
  • M 07939 270828

Phil holds an honors degree in Mechanical Engineer and has been underwriting engineering business In London and Europe for nearly 30 years most recently at WISE, Montpelier Syndicate at Lloyd’s and BRIT Syndicate where he built a USD 50m portfolio of single project construction risks, CPE fleets and engineering binders.  Prior to this in Lloyd’s Phil underwrote engineering insurance for TSM (USD 50m income) and underwrote for  the Millennium Consortium at Lloyd’s for nearly 7 years. He is a recognized Lloyd’s lead in the engineering classes, specializing in all forms of machinery risk, construction and associated delay in start-up exposures.

Julian Hickey

Lead Underwriter - Casualty

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  • T 0203 941 7712
  • M 07806 768044

With 30 years’ plus experience writing Casualty business in the London and regional markets. Julian held Senior underwriting and management positions at Zurich, Primary General, Ergo, Ecclesiastical, and Towergate before joining Ensurance. Julian has extensive knowledge of Employers’, Public and Products Liability covers and pricing.

Rob Aston

Senior Underwriter

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  • T 020 3941 7701

Rob has over 30 years experience within the Engineering and Construction market, specialties include Contract Works and Contractors All Risks Insurance including supporting DSU, Liability and Existing Structures cover. Additionally high level experience in Computer insurance and Engineering insurance classes such as Engineering Business Interruption, Deterioration of Stock, Machinery Movement. Previous roles held at Allianz Engineering, Navigators and most recently HSB Engineering Insurance Limited

Brad Green

Senior Underwriter

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  • T 020 3941 7716

Brad started his career at Aon in 1997; with more than 22 years Insurance experience, of which 18 years are of trading UK and International Construction and Engineering business as a Lead Underwriter specifically within the London Market for Lead Insurance Companies.

Having held various underwriting, managerial and leadership positions at Allianz Global Risks, Chubb Insurance and at Canopius Syndicate where he was part of the Lloyds Construction Consortium. His experience includes trading of all major classes of Construction, Engineering and Plant risks for major international corporate clients. Individual major projects and client renewals. An Underwriting authority point for Global Branch offices. Strategic business planning and account portfolio ownership.

Before joining Ensurance UK in September 2019 Brad was an Engineering and Renewable Energy Senior Underwriter at Aviva.

Brad is an active representative at the London Engineering Group UK CAR market forum including providing technical support on various committees.

Daniel Moorcraft

Senior Underwriter - Terrorism & Sabotage

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  • T 020 3941 7703

Daniel began his career in 2000, a senior Insurance professional with unique expertise in all aspects of the London market, from Underwriting, Broking to Senior Technical work, with  First-hand knowledge of the Terrorism market he has gained experience in maintaining and developing large portfolios of business, whilst also being in control of the delegated underwriting authority of binders, therefore providing him with a vast experience of BARS and Atlas as well as technical and premium processing via Xchanging, all of this has enabled him to become extensively networked across the London Insurance Market. Previously held roles held at, Lloyd and Partners, AAAIRB and Omnyy LLP.


Clark Gardiner

Senior Underwriter

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  • T 0161 511 0030

Following University in the Midlands Clark moved to Manchester where he worked in retail management. His final role at Chisholm Hunter Diamond Merchants before deciding to take a leap into the Insurance world in 2008.

Having held various underwriting, managerial and leadership positions at RSA, and Tokio Marine Kiln. Before joining Ensurance UK in January 2020 Clark was the Regional Underwriting Manager at Tokio Marine Kiln.

Lauren Young


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  • T 020 3941 7704

A strong team player, Lauren has 10 years insurance experience including 8 years specialising in household risks. She has spent her whole career in the MGA sector and is experienced in delivering underwriting decisions within delegated underwriting authority whilst delivering a profitable result for capacity holders. Previous roles held at Plum Underwriting Limited.

Nick Lappin


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  • T 0161 511 0030

Nick started his career at Allianz in 2000 as an office junior; after a few months was offered the role of Account Handler of the existing business department. In 2004 he decided that the world needed exploring joined the Royal Navy as a Warfare Specialist.  In 2010  he then had a spell as a Fraud Investigator/ Claims Validator at Esure for personal lines home and motor. He returned to Allianz in 2011 holding several positions including underwriting, project managerial and leadership roles in the engineering and Construction division.

Before joining Ensurance UK in January 2020 Nick was an Underwriter on the Existing Business Insurance team working on the Northern and Midlands.

Sasha Newman

Underwriting and Operations Technician

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  • T 020 3941 7711

A self-motivated and strong team player, whilst studying Criminology at University, Sasha handled a variety of challenging situations on a regular basis, both alone and as part of a wider team, utilising her strong interpersonal skills to reach effective solutions promptly.

After graduating Sasha travelled to Australia for six months before coming home via Vietnam, Bali and Thailand. This experience allowed her to learn about a number of inspiring cultures and enabled her to develop communication skills.

On returning to the UK Sasha worked for Enigma Employment to gain office experience before taking the leap into the Insurance world.

Courtney Varney

Underwriting Assistant

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  • T 020 3941 7708

An excellent team player, Courtney has over 12 years insurance experience including several years specialising in Marine Cargo. She has spent her whole career in the insurance sector and is experienced in delivering high standard underwriting skills. Previous roles held at Swiss Re Corporate Solutions, Willis and Claimbase.

Jenna Brown

Office Manager

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  • T 020 3941 7702

Jenna is the Office Manager and Executive Assistant to the Chief Executive Officer at Ensurance UK Limited, bringing over 15 years of experience to the table working within multiple departments of large insurance organisations which include Claims Management Group Limited (CAPITA) and HSB Engineering Insurance Limited. Jenna’s career has mainly focused on looking after individuals within the Senior Management Teams with expertise in various areas of each organisation.

Alun Tucker

Business Development Manager

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  • T 020 3941 7700
  • M 07939 653745

Alun has held various senior sales positions for HSB, AXA, Norwich Union (AVIVA) and Allianz Engineering, his expertise includes implementation of growth strategies and managing relationships with key partners. His career has mainly focused on London and the South East but in addition to this, over the past 3 years whilst at HSB Engineering Insurance Limited he has worked closely on International business, predominantly with Australian partners.

Ian Fox

Business Development Manager

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  • T 0161 511 0030
  • M 07432 046916

Ian has held various sales, management and leadership positions within the UK regional insurance market spending the last 17 years at ACE / Chubb. He specialises in the creation and delivery of profitable growth strategies through the intermediary channel with experience in a diverse range of insurance classes.

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