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Homebuild

In recent years, we have seen a down turn in the property market, due to unfavourable economic conditions. This has seen continued investment in the re-development of property creating a new insurance market for home owner controlled project insurance.

Home insurance contracts do not adequately provide for the specific needs of the homeowner and only deliver a basic level of contract works cover, often excluding cover entirely when a maximum contract value is breached.

 

At Ensurance we have designed a bespoke solution specifically to cater for renovations, extensions, home improvements or simply repair work to private dwellings. Our solutions provided contract works cover including existing structure.

 

Download the HomeBuild brochure

POLICY COVERS
  • Existing Structures
  • Contract Works
  • Contents
  • Public Liability cover for the property owner and other noted parties to the contract where required
  • Cover for non-negligent liability (6.5.1) such as collapse, subsidence, heave vibration, weakening or removal of support or the lowering of ground water arising from the contract work activities
  • All risks cover for hired-in plant used in the execution of the contract.
Extensions
  • Professional Fees
  • Debris Removal
  • Expediting Expenses
  • Loss Minimisation Expenditure
  • Hired in Plant
  • Reproduction of Plans and Documents
  • Public Authority Clause
  • Defects Liability Period
  • Design Workmanship and Materials
  • Temporary Repairs Clause
  • Munitions of War
  • Offsite Storage
  • Non-Invalidation
  • Alternative Accommodation Costs
  • Automatic Increase for Contract Works
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